Services

At Today's Retirement Solutions, we understand each client is unique, which is why our one-on-one approach takes into account your particular goals and objectives, allowing us to customize each area of your retirement income strategy. Once your personalized course of action is developed, there is always flexibility within the strategy to tweak and adjust as your needs change.

We specialize in:

• Tax Free Retirement Income
• Life Insurance and Legacy Planning
• Retirement Income Strategies
• Long-Term Care Solutions
• Tax Free Retirement Plans for Businesses

Retirement Income Strategies

Planning for retirement can be a complicated, intricate process. With so many important decisions to make and so many options available for meeting your needs, it’s important that you have a resource you can count on to guide you step by step along the way.

At Today's Retirement Solutions, we analyze your unique financial situation before developing strategies that can lead you to the retirement you’ve spent a lifetime working to build. Because we’re not tied to one particular company or product, we offer an array of strategies for addressing your retirement income concerns and achieving the goals you’ve set for yourself and your family. We are committed to sharing our expertise and guiding you on how to reach your retirement goals.

Whether you’re in the initial stages of planning or are already retired, Today's Retirement Solutions can help you make your retirement income last. From creating an income stream you can’t outlive and maximizing the value of your assets to protecting your family and preserving a legacy for your beneficiaries in death, we have the knowledge and experience you can rely on to feel protected, stable and prepared. We will always keep your best interests at heart and put you in control of your retirement destiny.

Tax-Advantaged Strategies

Today's Retirement Solutions understands the importance of making sure you take advantage of all the tax deductions and exemptions available to you, as well as understand the commonly overlooked tax reduction strategies for retirement. We are up-to-date on the latest tax planning and potential reduction strategies for retirees. We can look over your retirement income plan, ensuring you don’t pay any unnecessary taxes, penalties and fees. We can also work with you to understand your Required Minimum Distributions (RMDs) and how to take them so your income in retirement is maximized.

Retirement Plans for Businesses

We have extended our tax free income planning to include employees of a business of any size. The features of this business plan are that the employer may offer to all employees, or can choose which employees may participate and, unlike government-controlled plans, your money in the plan is accessible without government penalties for early withdrawals. 

The Highlights of the plan are:
 - Gains are Linked to an Index, like S&P 500
 - Gains are Locked In
 - No Losses to the Index Account from Poor Performance
 - Tax Free Income at Retirement
 - Tax Free Benefits for Heirs

Long-Term Care

Long Term Care (LTC) is a variety of services which help meet both the medical and non-medical need of people with a chronic illness or disability who cannot care for themselves for long periods of time. Studies have shown that 7 of 10 persons over the age of 65 will need some sort of Long Term Care, whether it is Home Health Care, Assisted Living Facility, or Nursing Home.

​We can help you navigate your questions when it comes to selecting the right Long Term Care coverage for you and your needs. We’ll look at the following during your initial (no cost) consultation:

 - Types of LTC coverage available
 - Who in your family is likely to need Long Term Care
 - What to look for when buying Long Term Care insurance.
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Call us today at 985.774.6615, so you can feel more confident about your future, knowing that you are helping to protect your assets and your family’s well being.